Thesetokensdonotqualifyassecuritiesonlyiftheirsolepurposeistoconferdigitalaccessrightstoanapplicationorserviceandiftheutilitytokencanalreadybeusedinthiswayatthepointofissue.Ifautilitytokenfunctionssolelyorpartiallyasaninvestmentineconomicterms,FINMAwilltreatsuchtokensassecurities(i.e.inthesamewayasassettokens).

此前曾有区块链专家警告称ztm1“石油币”不太可能吸引大SPa5投资，而美国财政部也警告duZM，外资机构参与石油币融资RwVa能违反去年的制裁协议r1z8